I own a rakuten credit card and I was planning to buy a macbook from the biccamera online store on installments, now I know that the payment on the rakuten cc can be split you are supposed to pay a certain interest depending on the amount. However, during the card entry on biccamera site I get an option of splitting the payment into a set number of months.
I was rejected by paidy and this orico shopping loan as well so this is my only option.
My question is this installment plan by biccamera different than that from Rakuten, in the sense that I am just paying a certain fraction of the total per month instead of borrowing the entire sum from Rakuten. I am a bit lost as to how it works, sorry.
I have never actually bought anything on installments using a credit card before, and I can also do a one time payment, but I somehow feel this would be less burdening than spending all the money at once. Any advice would be great 🙂 Thank you.