Home Loan Without Life Insurance?

I’ve recently heard that it’s difficult or impossible to get a good home loan in Japan without life insurance.

My wife takes a medication that precludes her from most life insurance plans.

Are there any home loans that are possible/easy to get without life insurance? I’ve heard Flat35 might be an option but the interest rate is wild.

Are there any life insurance plans possible/easy to get for people taking medication related to mental health?

Any advice greatly appreciated.

Thanks.

by UisVuit

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