Psn in Japan. Should I change from NA to Jpn?

So Ive been here about a year now and prob gonna stay for the foreseeable future. Im contemplating with psn prices skyrocketing in Usa and the yen not being its strongest. Should I change my psn account region to Japanese?
6500yen a year vs 75usd (11,143 yen)
Seems like a no brainer. However are there any downsides?
Like if I buy digital games will they come with English?
Will I lose the psn plus games that I had while the account was set to usa?
Also I account share with my cousin back home will we lose access to each other’s games?

by Maleficent-Rabbit186

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