I am filling out mortgage paperwork using my existing jumenhyo, which is registered to a rental property. If I obtain my mortgage and title of a new property with this address, the fee is ~5万円in my city, but then I will have to re-register with the new property’s address in the same city once I move, which is another ~5万円 fee.
The agent at my bank suggested I switch my jumenhyo to the new property prior to the closing of the transaction so I only have to register once (and pay once). I asked if this was okay since I technically don’t live there yet (公正証書原本不実記載等?) and he said it is a sort of grey area. What I would need to do is establish a legitimate connection to the property by, for example, paying a utility bill. This would allow me to switch my jumenhyo with the city.
Has anyone has dealt with this issue before? It seems unlikely that the bank would suggest an illegal move, especially if they stand to gain nothing. This is a medium-size regional bank.
**okay so it is strange because I actually know it is spelled juminhyo but my brain isn’t functioning properly because I have been confined to bed all weekend due to COVID. This is the worst strain ever. Some people lose their sense of smell, I lose my ability to spell.😂
by edweirdmuybridge