So since the last couple of years, I started earning a really good salary here which allowed me to have a much relaxed lifestyle and bigger savings.
I have a certain savings goal that I wanna reach so I can start investing/ taking risks more comfortably.
The thing is, I can either wait for savings to grow enough or take a personal loan and repay the installments instead if saving them each month, it’ll be like fast forwarding the savings instead of waiting, with the offer I found the interest rate is low enough to justify it (2.8%)
Does this sound dump or reasonable?
Edit: By savings goal I meant save the amount and then invest it. I already have healthy savings.
by Tasty-Celebration-47