I lost my job last year and ran close to ¥1m in credit card debt at 18%.
I have a good job now and could repay that in about 6months, costing me about ¥15k per month in interests (at least first 2-3 months).
Is it possible to get a 1 year loan to repay this with better terms? What kind of loan would I apply for?
by Inevitable-Tree-5356