I have searched around on information about potential service for NISA.
What I read online is almost always about o Rakuten, SBI, Money … Mainly comparing their UI and Funds availables. But very few info on this reddit about robot investor like wealthnavi
Now, I really don’t like finances and having to look at stocks etc… I like those “Put and don’t care” so I was looking for the minimals steps to get some decent returns.
I heard about Wealthnavi and tried to look for info. I mainly see good things, great UI, decent performances but with a huge downside for the 1% service fee.
Now, how does that compare from other providers and is it bad ?
My point being, if I do all manually without checking, and get like a return rate of like 9% or if I do aggressive strategies on Wealthnavi and get idk like 12% wouldn’t in the end be more worth it to use wealthnavi?
If you open a SBI or Rakuten account and put you funds in like the S&P 500, or emaxis etc… with low cost fees and not touch again for 10 years, are you in the end doing better than just putting on something that supposed to perform better but take from you a higher fee?
Is there other services like wealthnavi that are decent but cheaper ?
by akalmyia