So I have spent the last 12 years as an employee here in Japan with the luxury of having the company take care of all my taxes and insurances. The simplicity of it was really great.
As you may already know, I have quit my job and was planning on buying a house and convert it into a share house in order to live on tenants rents.
However, I did all the possible simulations on multiple Google sheets, taking into account all the possible costs/taxes/insurances, and even with 4 tenants in the place each paying 60 000/month, I will have almost no margin left. Losing only one tenant will make me go bankrupt fairly quickly.
Based on my actual knowledge, the conclusion that came to me is that working somewhere, even for only 200 000 yen/month, would change everything and would be necessary in order to avoid paying/managing all these taxes/insurances myself so that I can get actual benefits and continue to save some money.
The thing is, I would like to avoid to work again if possible.
My question is: beside taking a job, are there other safe ways that would have the same effect as taking a job? (as mentioned above)
by franckJPLF