Im doing a lot of things right when it comes to finance: no debts or loans, never spend more than I have, been putting money away in NISA for a few years now, set up Junior NISA for the kids and had about 2m in each account before they stopped allowing new deposits.
But outside of that, I’ve never really looked at my finances. I prefer not to think about money, and just so what I want to do/buy what I want to buy.
So my spending is pretty out of control. And it’s gotten to the point that, aside from what I’m putting into NISA, I’m not saving anything. And I’ve realised I can’t keep living like this, the closer we get to purchasing a house.
I recently installed Moneytree and have been using that to help understand just how much I’m spending, and looking for places I can reduce the spending.
But I was wondering if there were any other resources/apps/books/blogs that might be useful for me to go from simply “financially stable” to actually “financially responsible” – particularly anything Japan-specific.
Thanks in advance.
by UisVuit