Good evening to all,
I am currently tinkering with my monthly contributions to the New NISA. For example, I am looking at maxing the tsumitate portion at 100,000 yen a month and splitting it between four funds (eMAXIS Slim S&P 500 – 30000 yen, eMAXIS Slim All Country 30000 yen, Rakuten S&P 500 20000 yen and Rakuten All Country 20000 yen).
Would you recommend the same withdrawal date or to split them up? I know timing the market is futile, but what do you do for monthly withdrawal dates? With the 33,333 yen monthly limit with the old NISA – it didn’t really matter, but the NEW tsumitate feels more open.
When switching to the growth NISA, there are quite a few more options. I was wondering what the rest of you were doing and if you could share any advice on how to proceed. Is it advisable to pour more cash into the funds that I mentioned above? I am not so sure on individual stocks at the moment, but may explore this in the future. I am a set it and forget it kind of guy, which has worked well for me in my overseas investing strategies.
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Thank you in advance for your replies and time. Cheers!
by Froyo_Muted