Maxout nisa or not this year

I have about 400k yen space remaining in this year’s nisa allowance and wondering whether I should fill it, or go for new nisa.

I will need to exit this money when I hit some required XIRR within 5 years, which seems difficult. So I am weighing my options with new nisa that doesn’t have time limits.

Is this a valid way of thinking? How do you decide exit strategy for 5 yr nisa?

by Ssl7522

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