French people of redit : CFE, is it worth it ?

So I’m aware of the opt-in contribution to the french pension offered by CFE.

But for me it would be 10万 per month, which I find quite expensive, for a pension I heard is pretty meh. Do some of you happily enrolled ? Is there a way to calculate the ROI ?

The UK folks always talk about how they enroll in theirs, but I never saw french people talked about it, so a side question to them : how much is the UK opt-in pension and how does the benefits looks like ?

Thanks

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