Purchasing a large amount of yen ($100,000+) from outside Japan

In a few years, my wife and I are planning to move back to Japan and probably purchasing a house. With that plan in mind, we’d like to convert at least $100,000 USD to yen now at the current exchange rate.

She’s Japanese, but closed her bank account when we moved out of Japan 10 years ago. Would our best option be to open a Japanese bank account (online hopefully), and use a service like Wise to transfer the money?

Are there other options I’m missing?

Essentially what I’m looking for is to lock in at the current exchange rate, and not have to think too much about it for the next couple years.

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by jump_off_a_building

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