Deduction question concerning mortgage

I just want to double check that I’m screwed. I bought a house this year, on mortgage, but it predates the ’83 earthquake laws and doesn’t have a certificate of reliability.

As I understand there are two deduction rebates that exist for mortgage holders, one for new house construction, and one for used house ownership. As far as I understand the used one requires the proof of earthquake reliability to ask for it, and it applies from the 2nd year of ownership.

I’m just wondering if I missed something, and I can actually use that mortgage rebate, or do I actually understand how screwed I am?

Also I screwed up the flair… stupid small laptop screen….

by Gizmotech-mobile

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