My wife left her full time employment job last tear after our second child was born and maternity leave ended. Before this she worked more than 10 years as 正社員/fulltime.
Is is a good idea to voluntarily pay into 国民年金 (around １万５千円/月) in order to keep contributing to the pension account balance?
My guess would be: no, rather just put the money into something else like ETFs in a NISA account. “Returns on Investment” in 国民年金 seem low. Given she already worked 10 year, she would be eligible to receive pension even if she would never work again. (just theoretically)
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by SunRemote3640