Apple Card + Apple Savings + Moving to Japan

my question to those of you that have Apple Card and Apple Savings, is are you able to keep both of these accounts open while living in Japan? I will be on student visa first, and perhaps stay longer so I’m thinking of long-term or permanent solutions.

As a student, I will work part time and need to open a Japanese bank account. I want to take advantage of apple savings with its 4.5% apy and keep my proof of funds requirement for school in there (the around 4million yen requirement for visa). I also want to use my apple credit card since it’s too difficult to get a Japanese one, for daily transactions long term (take advantage of the 2% when on tap or refilling ic cards). my problem is paying for the Apple Card, I would need to transfer money to a US bank account and then pay off the card, which would take very long to process and incur fees. Is there a simpler solution to this? Anyone have their apple cards and savings long term in Japan?

On the other hand, if I don’t use my Apple Card for a long time, let’s say some years, but I have money in apple savings, will my Apple Card cancel due to inactivity?

by ApolloXlll

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