Vacation Insurance for Residents of Japan who are Traveling in Japan

My family and I are considering booking a hotel to ski in Niseko for March 2025 (spring break).

The Niseko hotel will not a offer a refund on the fully paid amount 60 days or less prior to check-in. The hotel suggests travel insurance.

Where can a resident of Japan buy insurance to cover hotel expenses if they become sick or there is an emergency while traveling within Japan? Is there a plan for residents of Japan?

I Google search and I find insurance plans but they are always for people overseas traveling to Japan.

by LongTimeExpat

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