What is the best method of payment for everything

Hi everyone,

I am trying to understand how payment work here. in my home country, you just get a card (mastercard or visa) to pay everywhere (shops, public administrations, online, … ). Basically when you open a bank account, you have all the services with it, except for specific cases (like minors ). Charging a card is very weird for me.

So here i am totally confused about the number of different payment systems credit cards, … For now i am using my icoca cards to pay in shops, but i need to charge it regulary (i try to not put lot of money on it, in case i lose it). I have shinsei (SBI) account, but they didn’t propose me any card.

What is the best payment method supported everywhere? What debit card do you recommend?

thank in advance for your answers.

Regards

Edit: i changed my original message, i mean debit card, not credit card

by OkTap4045

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