Looking for a Financial Advisor? Maybe not?
I live in Japan, from the US. I’m not planning on returning to the us. I have been looking for ways to pay off multiple high interest US credit cards (I had from when I lived in the US) totaling just under 10,000 dollars faster.
A friend of mine recommended a consolidated credit loan to help put everything in one place and lower the interest. It seems I just have to apply and then they give me the money to pay them off?? Then I pay them, of course. It seems too good to be true to me. My credit score in the us is 660+.
Also, I called the credit card companies a while back but they basically said they can’t do anything because my accounts are in good standing lol
I wanted advice on whether I should consult a financial advisor first or if I should skip the advisor and just apply for the consolidation loan? If I should consult someone would you guys recommend anyone/company?
(Ps not paying them is not really an option for me, as my fiancé has a small chance of getting transferred to the US for a bit, I’d like to keep my status in good standing)
by AffectionateTax5483