SMBC Trust Club Gold Card Annual Fee

Hi, I’ve been an Elite Card holder for quite a while now (my first card actually when it was still with Citibank) purely because of the low AF.

Recently read though that the AF can be waived if you spent at least ~~100M~~ 1M JPY for the year (which I actually do) for the Gold Card. I rang up the helpline and asked about it but was told otherwise.

Does anyone know which one is more accurate?
I have a feeling there’s a missing step in-between to avail of the waived AF.

Thanks!

EDIT: Corrected the figure

by midnytblu

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