Ideco with SMBC

I want to open an iDeco account. I have a bank account with SMBC (Mitsui), so I initiated the process of open an iDeco through them.

However, it appears that I cannot choose the mutual funds myself. It looks like I have to join one of their “plans”: either the Mirai Plan or the Standard plan. Does anyone know anything about this? I’m confused.

by wagamamm

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