Hello Forum Members
I am 39 have been living in Japan for past 14 years. I started my journey at 300万 a year. I changed multiple jobs and have recently been promoted. Last year salary was 9.5M and new salary would 1100万plus bonus 100万. I have been investing in real estate overseas in crowdsourcing commercial properties and stocks and have a cashflow or roughly 27万円(yield of8%) a month in overseas accounts.
1. Since the yen is so weak now, almost 30 percent less than peak, I feel like its not worth investing overseas as i would loose equivalent in fx. What are some high return options in Japan
2. I read that if salary is above 9M tax rate increases by 10 percent from 23 to 33percen.Not sure if 12M is high enough, but I would like to understand how does tax deduction and what are possible options to do that.
3. I dont have any loans or assets in Japan. I had tried to look about investing in 1R mansions etc but its almost negative cashflow. so i couldnt find any reason to invest.
I would appreciate guidance from experienced forum members to have right persepctive about financial planning
Thanks in advance.
by perth1985