Credit Score

Hello.

I just want to ask if Paidy app can affect my credit score?

Ive been applying to credit cards here and there and all of them rejected me. I dont know why all of them rejected me. And i remember that paidy app has a credit card inside of them. I missed a one time payment once and paid it immediately. Does it affect my credit score? And is it because of that ive been rejected always?

Thank you

by bannnerszx

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