Purchasing a home as a sole proprietor or corporation

I’m currently a sole proprietor (個人事業主) working in Japan but I’m considering incorporating as a corporation (法人) for the reduction in taxes. I’m also looking to potentially purchase a home this year and I’m wondering if anyone else has any experience in this area and might be able to offer their experience or advice?

It seems like there’s increased scrutiny of your application after incorporating and they also want to see more years of successful statements after incorporation before you can get a loan. However, it also seems like there are more benefits and deductions related to your home that you can take as a corporation.

Because of this I’m thinking about purchasing a home now and then later incorporating but I’m curious to hear if anyone has any thoughts about buying real estate as either a sole proprietor or corporation, or about the incorporation process overall.

by teqqtite

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