Hello all,
In short, My lack of research & my company’s lack of explanation has landed my spouse to be without health insurance and pension for an year.
In detail, after multiple expat assignments, I moved permently to Japan last year and my company supported for all the visa process including dependent visa for my wife. I only had to submit few docs just to my HR and everything was done by them through external agency.
I was on the impression that health insurance for my wife is included in my card and since we never had to use it, we never found out that **it was wrong.**
Recently, I finally starting to research little bit about the insurance card and found out that it should be independent and while contacting my company about it, they said it should’ve been applied last year itself and not only that, there should be a pension exemption category 3 doc should be also applied which exempt her from paying pension (which was new to me also)
Currently, company HRs are trying to figure out what to do, I’m also searching what could be the consequences, but if anyone has gone through/know similar scenario, appreciate your feedback
Thanks
by stark0600