Minimize taxes on ROTH accounts brought into Japan

I’m a US citizen, active duty military, married to a Japanese national, and will be retiring from the military moving to Japan for the foreseeable future. We’ve lived in Japan for around 15yrs, but that was as a SOFA status member.

Let’s say I become a PR in Japan and have 500k in a ROTH IRA or 401k. 20 years pass and I become eligible to start making withdrawals from my US retirement accounts which have doubled twice during this time frame putting me at 2m.

From what I’m reading, even though all taxes have been paid in advance on these accounts in the US, Japan won’t care and tax me on that income (ignoring the taxes already paid). Additionally, if I attempt to leave Japan and make withdrawals in the states then I get hit with an exit tax.

Is there anyway to not pay taxes on this money a second time?

by Hunterofhiddenstuff

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