How to getting a Personal or Card Loan in Japan

Are there any reliable resources or websites to compare loan options in terms of ease, interest rates, and conditions? The interest rate seems to be high around 15%!! for smaller amounts, but 2-5% for large amount. Does the interest rate apply evenly for whole principal(unlike income tax slab)?

Any specific banks or financial institutions you would recommend based on your experience?

**Context:** have permanent residency, require loan for personal use such as coaching(not qualified for education loan), new purchases after moving house 2 months back and some investments. Most of my current assets are quite illiquid and outside Japan, hence the need.

by karma_instant

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