Hi,
I have been living in Japan for 5 years now and so far I managed fine without a real Japanese credit card. My Sony bank account includes a visa debit, and I still hold various other cards from my home country – debit and real credit cards. But recently its getting more and more annoying. Often you can’t use debit cards for what appears to be random shit (parking, gas station, internet bill) and with the recent “no 18+ content” guidelines enforced by Visa and Mastercard pressure is finally high enough to solve that problem…
I applied for two JCB cards today (business and personal) and both applications got turned down within seconds – so probably AI. Of course they give neither a reason nor any chance to talk to an actual human, so I am here to ask for experiences:
I have been in Japan for 5 years, am married to Japanese national and hold a permanent resident visa. I own a house (funny enough, that loan was approved…) and a company (GK, I am the only employee, company has been in business since I arrived in Japan). Annual salary is \~10 million yen. No other loans except for the house.
Are there any resellers that do JCB where I might have more luck?
by ksh_osaka