NISA or Interactive Broker for short term residence

Hello,

I’m currently 28 and looking how to get into investments. I’m a foreign resident since about 2 years in Japan, and would like to invest and hold for the long term. But I will probably not stay ad vitam in Japan and will maybe go back to Europe at some point in the next 2 years. I have hard times making a choice between NISA versus a traditional broker.

New NISA:

Pros: Generous tax free scheme, easy to deal with taxes
Cons: Can’t keep it when I leave, meaning I have to sell everything and transfer the money to Europe

Interactive Brokers:

Pros: Better products, can be transferred from Japan to Europe without selling
Cons: No tax benefits, harder to deal with taxes

My question is, do you think it’s still worth to invest in NISA if you would probably leave Japan in the future ?

by fvrther

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