Hello Japan Financiers,
Trying to look for the best bank loan, however most places require me to pay 20% down as unfortunately I am a contracted employee without PR (I also have some side business income).
Ideally I would like to reduce the down payment and maximize my financing if possible but even if I apply for PR they are saying it will take more than a year from the start of the application… (So 1.5 years total maybe!)
So I am looking for a way to get more financing if possible in my current situation…. And heard that the HSPV is generally looked at as stronger than the typical work visa…
Any and all advice / experience would be very much appreciated!
by rasdouchin