Credit card v debit card

I'm debating whether or not to apply for a credit card for my Japan trip. I still have some time before the trip.

I'm trying to go for 2.5-3 weeks. I currently have a credit card but it has foreign transaction fees. I am thinking of opening a Capital 360 account to avoid ATM fees for withdrawing cash.

I've mostly only ever used my credit card in the USA, and always turn off my debit card because I always get worried about fraud or someone stealing my card.

I'm not a big traveler. Japan will actually my first big trip and I don't plan on doing a lot of traveling after my Japan trip either. If I do travel, it would likely be to Japan again, in 2-3 years…

  1. Should I apply for a credit card before going to Japan? And if so, which one?
  2. Do a lot of places have a credit card fee when paying?
  3. Should I also open the captial 360 account as well?

by dourbest7

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