TLDR: Does Paypay require 2-factor authentication? I want to use it while I'm in the US to transfer yen from my Paypay account to Wise's Paypay account and then on to my US bank, but I'm not sure if that will work.
Can anyone give me advice on how to move money from my Japanese bank account to my US bank account while I'm in the US?
I'll be returning to the US soon, but I don't want to change my yen to dollars right now at this terrible rate, and I won't be back in Japan for another year. If the value of the yen rises while I'm in the US, I'd like to initiate a transfer.
My current Japanese bank won't allow online transfers to Wise's Paypay account. I can only do the furikomi in person. I don't have a my number card, and I don't have time to get one, so opening a new traditional bank account with better online banking won't work.
I just downloaded the Paypay app and started the verification process with my Japanese driver's license. Hopefully, I will get verified soon.
I'm hoping I can park my yen in Paypay before I leave Japan. Then, from the US, I can transfer my yen from my personal Paypay to Wise's Paypay and then on to my US bank. Does anyone know if this will work?
The only challenge I foresee is possible 2-factor authentication. Does Paypay use 2-factor authentication?
I'm planning to keep paying my Rakuten sim plan while I'm in the US in hopes that it will allow me to receive SMS for this purpose.
by StruggleFine9109