My city just sent me the updated monthly breakdown for health insurance. It's significantly more than last year, but last year was my first year in Tokyo so I'm chalking that up to the city dialing in what we should be paying based on our salary.
Anyway this is a throw away but our yearly premiums for national health insurance appear to be around 300k, or if you prefer, ３０万円.
We have the money and play to stay at least the full year next year. I understand that there is an opportunity cost to paying this money up up front vs monthly, but frankly I'm not going to be investing this money anyway so it's just sitting in a bank account.
I'd prefer to pay up front just so I don't have to think about it.
Hoping for a quick sanity check / "yeah we always pay up front" sort of thing 🙂
Thank you!
by middleagejapanexpat