Permanent Residency application with late Income Tax

Hello and thanks in advance for any help this great community can provide.

Im thinking of applying for permanent residency for the first time here in Japan but have some concerns.

I had a late payment of 1 day for my national health insurance in April and January of 2023.

I also had miscellaneous tax for 2023 that I declared a few months late in May of 2024 at the tax office on my own.

If i just take the health insurance payment late payment into account would it mean that it would be best not to apply until April of 2025? (2 years after that payment )

If i take the miscellaneous tax declaration that was late into account i was told that the tax certificate would not typically show any delinquencies but could immmigration dig deeper and would it be best to wait until 2026 in that case?

For what it is worth im on hsp visa with more than 80 points. I heard sometimes immigration only asks for 1 years worth of records but ive been in japan for around 8 years already.

I would just like to know the best course of action here

Thanks all