We may be closing on a house today. A quick question

Update {Our agent sent in our application along with our pre-approval mortgage details. THe House has an "open house" all weekend, that is unlikely to be canceled as it was by reservation. Fingers crossed! Our agent thinks that the sellers agent was really hoping to line up a buyer himself and get both sides of the deal, I cannot believe sellers do not use exclusive agents in Japan!}

  1. We may be signing on a house today and my heart is pounding.

  2. Mortgage pre approval -> Passed with SMBC for the full amount at 35 years.

  3. After the agent puts in our offer, we need to have a face-to-face with the bank {or zoom?}

What happens next with the bank meeting? Do they layout all the options and rates?

Also my in-laws are saying this place is too expensive, the bank is only factoring in *ONE of our incomes for the loan, thoughts?

101m2 property, 4LDK, custom home, 15 years old 85 million in South Tokyo along the ikegami
We plan to live in this house, for a long time.

by Choice_Vegetable557

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