Do I end up paying more using my creditcard on paypal?

I have a canadian credit card (td visa first class travel infinite). I'm wondering if I link my credit card on paypal and pay a japanese vendor. Do I end up paying more compared to having it linked to a bank account instead?

I'm planning to pay ¥15000 and on Paypal it comes up to $133.28 CAD which says it already includes the conversion fee. Will my credit card charge another fee on top?

I also heard if I do use my cc I should use the card issuer option to convert fees but pp shows the $133.28 with conversions already included.

by d88b9

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