Home Purchases Update* – It seems we {probably} got the house!

{I apologize if this is out of place, but some seemed curious with the progress}

Update – It seems we got the house!

The sellers turned out to be a very nice couple, they are PAYING for an inspection before we close. Our agent said this is unheard when a property has multiple offers.

Inspection, inspection report and signing are all happening by the end of the month.They want the final payment and handover to be finished with by September.

…………………………

Our broker said it is time to shop around for mortgages, he said the pre-approved rates from SMBC are not competitive. He said to go for MUFJ. Who else handes 85 million? 80 seems to be the cap at most banks.

by Choice_Vegetable557

8 comments
  1. I hope it all goes smooth. This was our gem. A 2 story 4LDK on 101m2 of land, with decent room and a little bit of backyard.

  2. Would it be too much to ask your mortgage details & general area / station? 🙈 just curious

  3. Congrats!

    SMBC and SMBC Prestia each have separate home loan divisions – you might want to explore Prestia too (I know they do over 85M)

  4. Congratulations! We used SBI ネット銀行, over 85m, 30 years at 0.32. We ended up paying 10m cash on top of the loan, some was a down payment, we also went over our house build budget so paid that cash.

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