A bit late to start investing in NISA but here we go.
I plan to use Rakuten CC for tsumitate nisa at 100.000 yen each month starting from this month, that means I would use up the available quota 600.000 yen for this year.
I'd like to max out the remaining of 600.000 yen quota with lump sum payment but the ボーナス設定 points out 0~0 yen if I set tsumitate to 100.000 yen each month. Furthermore if I set bonus, Rakuten CC option is grayed out.
I check Rakuten securities' website for Q&A and this is the answer:
Q: 年の途中でNISAをスタートしました。つみたて投資枠の年の上限である120万円を使い切る方法はありますか？FAQ10002780
A: NISA口座のつみたて投資枠で積立設定できるのは毎月10万円が上限となります。
そのため、年の途中からつみたて投資枠の積立をスタートした場合は、年間投資枠120万円を使い切ることはできません。
An option I could think of is to use tsumitate 100.000 yen each month until november and then change tsumitate to 200 yen + the possible remaining quota around 690.000 yen for December investment but I'm not sure if changing investment quota is possible.
I'd like to use Rakuten CC each month + points if possible but should I give this up and maximize this year's quota with 証券口座(楽天銀行マネーブリッジ) payment instead and then use Rakute CC starting next year?
Please tell me if there's other options. Thanks.
by GloryPolar