I'm married to a Japanese national. We live together in a small city. I am wondering, at what point does it make more financial sense to become a category 3 dependant?
Currently I work 2 part time jobs making roughly ¥2.4m. I pay my healthcare and pension based on my salary last year of less than 1.3m (扶養). Next year these payments will increase. Thinking of next year, would I take home more pay by working less and becoming a dependent spouse? My husband is in the 33% tax bracket, and I believe claims a spouse deduction. Would our household income be higher if I earned less? What if I switched to full-time earning 2.4? My husband has mentioned that at some point my earnings actually cost us more. What is that income point?
Can anyone please help point me in a direction to figure out what amount of income I should earn (within my potential!)? Thank you in advance.
by beaginger