Which is better card for making purchases?

I am currently traveling in Japan and will be making some purchases, and I don’t want to spend all the cash/Jpy that I have as some small vendors may still only accept cash.

I have a Visa card with no foreign transaction fee for purchases as well as the Wise card. Anyone know which card is better/cheaper for making purchases? Wise uses mid-market forex rate + 0.42%, and I can’t find the forex rate info for Visa. Any insight will be greatly appreciated! Thank you in advance!

by hokyk

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