I keep listening to FAs in Japan (spouse gets Oisix points for attending) and they to a man/woman recommend iDeco, NISA and dollar-based life+disability insurance.
The cynic in me says this is because of the nice commission they'll get, but isn't US stocks and bonds EFTs through a NISA enough for dollar hedging (compared to insurance schemes) plus local life insurance just as good with less commission?
by KenYN