Hello !
I already tried to look for some answers on reddit and the internet but I am still unsure.
I opened a NISA account on SBISEC, and I would like to start to invest but I want to be sure I don't do bad things.
Basically back in Europe, I could invest in ETF, shares, options etc. It was "easy" like I just search by name and they tell me "ETF" "BONDS" "SHARE" etc. With only 2 buttons buy or sell. Then if the ETF cost 50$ for "1 ETF" then I can buy only if I spend 50$ (same for share, etc.).
I can sell whenever I want and get back the money.
I would like to do the same on the NISA for ETF and share.
So for example I want to buy some "world etf"
I stumbled accross "三菱ＵＦＪ－ｅＭＡＸＩＳ Ｓｌｉｍ 全世界株式（オール・カントリー)" but it seems like it's not a ETF.
I was wondering what was the difference because they say that it can take up to 3 days to deliver but in Europe when I buy ETF it's "instantly" if the market is open. Can I easily buy and sell like a ETF ? It costs 25027yen but it seems like we can buy for less than this so it does not makes sense to me.
Also what is the difference between 金額買付, 口数買付, 積立買付.
I also found "real ETF" like this ＭＡＸＩＳ全世界株式（オール・カントリー）上場投信
To buy and sell easily it's with 現物買 and 現物売 ?
But I still don't understand the difference between this and the previous product.
If you could clear me up on what is the best to use. I would like to invest on long term like s&p 500, world, nikkei but also have the possibility to sell if I want my money back easily.
And also I wanted to know with NISA how tax free is it if I sell. Do I need to tell tax about what I sell everytime I sell something?
Can I get back some money tax-free into my bank and keep continuing investing ? Because back in Europe I had something like NISA but if you take some money back before 5 years it will close the account and will not be tax-free.
I read about limit of NISA is like 18millions, can we easily see the limit ? My goal is to max out the NISA
Thank you and sorry for all these questions, my knowledge in finance is not that great.
by Gaudell