Wiring USD into IBKR JP

Long story short I won a settlement for about $160,000 USD and I’ve begun receiving settlement checks from my attorney and want to invest this money.

One option is to use Charles Schwab but I consider this risky since I don’t really live in the states anymore.

Is it possible to avoid currency fluctuations entirely and high transfer fees by moving the USD from my NFCU account to Wise and then “wiring” from Wise to IBKR JP in USD directly?

Does IBKR JP charge any wire receipt fees for USD transactions or is it just the sending bank? Wise appears to offer free USD wires.

Thanks

by Worth_Bid_7996

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