I just got an email from my realtor who wants to cancel my application. I don’t have it on hand at the moment but will read it when I get home to see if something like that is written.
I applied to purchase a house assuming I would get a loan. I figured it would be hard but not impossible. I was rejected by the small local bank I’ve been using for 8 years for not having a PR yet. Wife is not Japanese either. After telling the realtor my first try to get a loan didn’t work he said he wants to cancel the application. It’s been less than a week, I’ve tried one bank. I’m trying another internet bank that doesn’t require PR but I’m waiting for the result. The application is valid until the end of September, a deposit is due in September but not specified and I haven’t paid yet. I would like to keep looking for a loan but is it normal for the realtor to just be able to cancel the application? I get it’s a business but I’ve applied to one bank and was under the impression you need to put in application before even applying for a home loan. I would like more time to wait for a couple more answers but if the agency can just cancel an application it’s impossible.
by MukimukiMaster