Will incorporating a Godo Kaisha and setting the address to my residential address under a mortgage increase my interest rate?

I'm currently a PR holder and a seishain but I'm planning to create my own GK and try my hand at my own startup.

For incorporation, I'd like to list my house or at least my home office as the official address of the GK.

Since I still have a 住宅ローン for this house, will my interest rates increase as it's now used for commercial purposes? Does anyone have experience here building a company from their houses in Japan?

Thanks!