PAIDY confusion about 3/6/12 months payments.

Would any PAIDY users be so kind as to explain how the payment splits work on PAIDY? I'd like to know before I decide if its worth signing up for it or not. Does the payment split only work for a single purchase from a specific store? Or multiple purchases from essentially any store? It sounds like a normal credit card, but its a little odd.

I'd basically want to make a number of grocery purchases on the card from numerous places in a month. Would all that need to be paid back on the 10th (or whatever day) of the following month? Or will I be able to split the total amount spent on groceries in that specific month into 3/6 or 12 month payments? This feels like a silly question but I don't really get how it works. Would appreciate any feedback.

by ikbd122

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