Calculating standard monthly remuneration for continued health insurance coverage (somehow above 300,000)

I am leaving my employer now that I have permanent residence in Japan and can work remote for a US company.

I am deciding whether to use 国民健康保険 or continue my insurace provided by my employer.

according to the government website and a few other sources for health insurance, the max remuneration for this calculation of what you should pay is 300,000 JPY per month, making the premium max out around 29,000 JPY per month, but my insurance company is quoting me at 92,000 JPY per month (!).

Granted that is twice what I'm paying now (company half and my half) and if this max remuneration of 300,000 is not true then this makes sense (I have no dependents so it isn't worth it) and I will go with the national health insurance…but I dont understand why the company can do this when the site says there is a max. Anyone care to explain?

by cleanser23

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