International Loan for use outside of Japan

I was wondering if anyone knew if there were any banks that I could possibly legally borrow up to 50m Y from to use in my home country?
My wife is Japanese (no longer a Japanese citizen), but her parents are living in Japan and could put up collateral if needed. I am not a Japanese citizen either.

We have more than enough income to cover the loan repayments (weekly, monthly or whatever is needed) over the life of a 15, 20 or even 30 year timespan (any would be fine). I have more than enough working years of my life to pay off a 20-30 year loan. I would look at 20 years max tough probably.

Also, what interest rate are banks lending at at the moment?

This may not be possible, but thought I would ask and see.

by Ancient-Muffin9891

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