Currently using JP Post, I have their debit card. But honestly I hate their website, their app, their customer service, and how all their support pages just go from one wall of text to another and then goes in a circle.
I don't really care about English support, I am a technically native speaker(2nd gen Japanese-american) and have passed N1.
I just want a bank that doesn't have a shitty app, and I don't have to worry much about ATM fees. Able to do basic things like autopaying rent, utilities, etc.
It's be nice if they provide a credit card but debit is fine, but I want it to be apple pay compatible.
Also would be nice if I can receive international wires without fees. Sending I don't do, I do receive money from my mom every month(1000USD) and she sends in USD so a bank with good conversion rates would be good.
So to make a short list
- Good app and apple pay compatible debit
- Little to no ATM fees
- No fee for receiving international transfer
- Good exchange rate
Have physical locations(honestly I guess I don't need this, but it's nice to have"
And lastly compatibility with paying for things like utilities and rent and etc.
And I've been thinking about investing in NISA but I already invest via Fidelity and Charles Schwab in the US. I wonder if it's necessary?
by AnyHighway48