Hello. I have lived in Japan for almost 6 months now and my current visa is valid until 03/10/2025, which is more or less another 6 months from now. I have recently applied online for a credit card, once at Sumitomo, and once at Rakuten, but was rejected from both, of course no reason provided.
I am an ALT and I don't make much to begin with, but I saw many posts here of people saying that they could get a credit card even though they were fresh, off-the-boat ALTs. I have also heard that once you are rejected for a credit card, you have to wait at least 6 months until you apply again. Obviously, this couldn't work in my case since I will be probably leaving in 6 months.
I have also come across posts where some people say that it's much easier to get a credit card when you do the application in person, in particular if you go to one of those kiosks in malls or something like that. Do you think it would be worth attempting a last shot with this, considering that I would be satisfied even with as low a credit limit as 50,000 yen? Or is it that my last rejections have made it impossible for me to get my application approved anytime within the next 6 months, even though I could have had good chances if I had gone to those kiosks first? Are any hopes of me issuing a credit card in Japan gone? I would appreciate any input on this. Thank you all in advance.
by Sensitive-Ticket-781